With LHV hire purchase, you can pay for your goods in instalments – both in the online store and in physical stores.
Application response in just a few minutes
Down payment from €0
Free early repayment
You do not need to have an LHV bank account to apply
LHV hire purchase terms:
Fixed interest rate: 11.9%
Contract fee starting from €9.90
Administration fee: €0.99/month
Contract duration: 3–72 months
Credit amount: €50 – €15,000
More info:
lhv.ee/hire-purchase
Phone: 680 2700
The monthly instalment amount for hire purchase is €38.13 and the annual percentage rate (APR) is 30.79% under the following sample conditions: product/service price €700, down payment 0%, credit amount €700, fixed annual interest rate of 11.90% on the issued credit, contract fee €19.90, monthly administration fee €0.99, hire purchase period 24 months, payments made in monthly annuity payments, total payment amount €915.02.
LIISI Hire Purchase
With LIISI hire purchase, you can pay for your product over a longer period and in instalments. If needed, the payment schedule can be adjusted on the go.
Advantages of LIISI:
– LIISI hire purchase is available to clients of all banks
– Simple application process
– Fast response
– The contract can be signed online or on-site digitally
LIISI hire purchase terms:
– Available to Estonian citizens or residents with a permanent residence permit aged 18+
– Contract duration: 1 to 60 months
– No minimum purchase amount. Minimum monthly payment is €7
– Interest rate: 15.9%
– Contract fee starting from €0
– General terms: https://www.holmbank.ee/tingimused
NB! Service provider is Holm Bank AS. Every loan is a financial obligation. Think carefully before making a decision – read the loan agreement terms and consult an expert if necessary.
The annual percentage rate (APR) is 32.14% under the following sample terms: product/service price €515, loan period 12 months, fixed annual interest rate 15.9%, contract fee €0, monthly administration fee €0, total repayment amount €596.88.
Don't want to pay the full amount at once? Pay in instalments!
ESTO hire purchase is an extremely fast and convenient payment solution that allows you to create a payment schedule based on your chosen period. The decision is made in real-time and helps you complete your purchase in under 60 seconds.
Add your desired products to the shopping cart, confirm your order, and choose ESTO hire purchase as the payment method. When confirming the purchase, select a suitable period, monthly payment amount, and sign digitally with ID-card, Smart-ID or Mobile-ID.
ESTO hire purchase is available to Estonian citizens aged 18–70
ESTO hire purchase can also be arranged conveniently for legal entities
ESTO hire purchase is offered and managed by ESTO AS
ATTENTION! Hire purchase is a financial obligation. Before signing the contract, review the terms and consult a specialist if necessary. Every financial decision comes with risks and responsibilities, so please consider your need for financing carefully.
Example: For a loan of €1290 over 24 months with a fixed annual interest rate of 14.90% and no contract fee, the APR is 31.62%, monthly payment €70.67, and total repayment amount €1696.08.
Hire purchase is a financial commitment. Before making a decision, thoroughly review the contract terms and, if needed, consult with ESTO AS or another expert.
Hire purchase is offered and managed by ESTO AS.
WHAT IS ESTO?
ESTO is a financial services company established in 2016. The brand was born from the need for next-generation payment solutions suitable for both consumers and merchants. Today, ESTO offers the widest selection of payment options in the Baltics, with over 2600 partners and stores, and more than 300,000 customers in its partner network.
Read more: www.esto.ee
Need help? Contact ESTO AS via email at info@esto.ee or through the LIVE chat window at www.esto.ee
